What if I have long-term care insurance?

Although long-term care policies may offer some of the same coverages as a life care agreement at Legacy, it may still be beneficial to maintain both. Because even though your monthly fee won’t increase when care services are received, you may still be able to utilize the insurance policy to offset some portion of the fee. Of course, you can also choose to opt out of your health services agreement at Legacy with a fee-for-service agreement, meaning that you will pay à la carte for health care services if and when you choose.


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